Overview
As insurance salespeople, our main job is to sell insurance plans to people and businesses. Professionals who sell insurance help customers figure out what kind of coverage they need, explain their policy choices, and make their choice. In general, this is what an insurance sales job is like:
Title of Job: Insurance Sales Representative
About the job:
As an Insurance Sales Representative, it will be your job to market and sell insurance goods to customers so they can get useful safety and financial security. You’ll try to figure out what your clients want, talk them through their policy choices, and make sure that the insurance solutions you offer meet the wants of both individuals and businesses.
Most Important Duties:
- Consultation with the Client: Have in-depth conversations with clients to find out what insurance they need and what their financial goals are.
- Product Know-How: Keep up with the latest insurance goods, policy choices, and rules that affect the business. Explain difficult insurance ideas in a way that is easy to understand.
- Sales talks: Make and give convincing sales talks to possible clients, pointing out the advantages of various insurance plans and answering client concerns.
- Customization of Policies: Make insurance deals fit the wants and budgets of each client. Give advice on how much coverage to get, what kind of insurance to get, and what other references to add.
- Lead Generation: Use networking, leads, cold calling, and other sales techniques to find and contact new clients.
- prices and Proposals: Give customers accurate prices and proposals that spell out the terms, benefits, and fees in detail. Follow up with clients to answer their questions and make sure they agree to the policy.
- Compliance: Make sure that you follow the rules and policies of your business and the industry. Keep up with changes to the rules and laws that govern insurance.
- Customer Service: Help customers with claims, policy changes, and other questions to give them the best customer service possible. Build trust and love with your clients by keeping in touch with them regularly.
- Sales Goals: Meet or beat your performance and sales goals. Use good sales tactics to get the most money and market share.
Required skills:
- Excellent people skills and the ability to communicate clearly.
- Strong skills in negotiating and convincing.
- Knowing about insurance goods, rules, and changes in the business is helpful, but not required.
- goal-oriented and has a history of meeting or beating sales goals.
- Be able to work both alone and with others.
How to learn:
- Usually, you need a high school education or the equivalent.
- Note: The specifics of the job description may change based on the type of insurance offered (for example, Affordable Care Act or a private carrier) and the goal of the business. Health IQ’s needs can be taken into account when making changes to the description.
Full-time job
Pay: Between $63,805.00 and $74,572.00 a year
Good things:
- Flexible timetable
Extra Pay:
- Chances to get bonuses Commission pay
People with bad records are welcome to apply.
Place of work: in person