Home is where the heart is, but it’s also a significant financial investment. Protecting that investment with a robust home insurance policy is crucial. However, when disaster strikes, navigating the claims process can feel like navigating a labyrinth. Fear not, intrepid homeowner! This comprehensive guide, brimming with insider strategies and expert insights, will equip you
Filing a claim may seem tempting, but in most cases it only makes financial sense when the cost to repair or replace something exceeds your deductible. Furthermore, any claims filed are reported to CLUE and could affect premiums at renewal time. Before filing any claims on your homeowners or rental property policy, read through it
Qualities of Successful Insurance Claim Adjuster Successful home insurance claim adjusters understand how to negotiate settlements and are aware that any attempts at deceitful tactics could incur penalties and invalidate policies. Adjusters may attempt to befriend homeowners in order to gain their trust; however, they work for the insurance company and not on your side.
Keep a record of your interactions with an adjuster and review any reports or documentation they require, since misrepresenting facts to an insurer could result in your claim being denied and even fraud charges being laid against you. Keep in mind that an insurance adjuster works for the insurer, and their goal is to negotiate
